How frequently do you delay starting each of the following tasks?

How frequently do you delay starting each of the following tasks?

	Never	Rarely	Sometimes	Often	Always
Scheduling doctor appointments
Changing my contribution to my retirement savings
Dieting
Paying bills
Holiday shopping
Exercising
Grocery shopping
Returning voicemails
Returning emails
Laundry, cleaning, and other household chores
Work assignments
Evaluating my retirement plan